Thanks to everyone for the great advice and thoughful comments!!! Let me try and answer some of your questions... My fine was $320. That was the total payable. That is on my ticket, and on my notice from the court (telling me when to show up etc). Why is this a bigger deal than I think? :? What else...

I was waiting at a red light in the afternoon rush hour on Dundas Steet (etobicoke). I drive a Toyota Echo. The car in front of me is a Toyota Highlander. I was maybe 1m away from the rear bumper. I was changing a song on my iPod, and looking down. I saw out of the corner of my eye that the lane nex...