Court date tomorrow. Got a letter from insurance company hopefully I'm good. For the second ticket, will it affect my insurance premium? If so by how much? Paying $80-$90 now.

Get a letter from your insurance company stating that the car in question (make, model, year, vin) was covered on the day of the ticket, and this should be sufficient to get the charge thrown out. Driving with no insurance is something huge like a $5,000 fine so you definitely want to avoid this if...

jsherk wrote:Aviva/Traders General ... I would suggest not giving too many details. Don't lie to your insurance company, but be as vague as possible.

I just checked the O.A.P 1, it says that If I buy a car it is insured the same way my other car is insured. So I guess I was covered. Hopefully this helps.

My insurance company covers any new cars I buy without specifically having to inform them. Do you have another car with insurance on it? If yes, check with your provider to see if it covers new cars you purchase. If no, then get a good lawyer. A lawyer is out of question, I can't afford it. I did h...

You are not going to be able to talk your way out of this. You either did or did not have insurance. In some jurisdictions it is the person who is insured so if you had insurance on one vehicle you might be insured 3rd party only on another (but generally not one you own). In Ontario you insure the...

I'm in huge trouble and really appreciate your help and opinion. So I bought a car without safety and etest. Being very handy with cars I fixed everything myself (in an underground apartment building using a couple of jack stands, not fun) and then on a nice clear day I decided to take it for a quic...