It's haaaaaapening: https://www.fsrao.ca/industry/auto-insurance-sector/guidance/modernizing-automobile-insurance-approval-electronic-insurance-card https://news.ontario.ca/mof/en/2019/09/electronic-proof-of-auto-insurance.html Reaction: https://www.cbc.ca/news/canada/toronto/digital-insurance-priva...

Sorry for the naive question, but what legislation would have to be changed to allow electronic cards? The Ontario Highway Traffic Act? Compulsory Automobile Insurance Act? Some other Act? The plain language understanding of the CAIA is that Ontario's FSCO Superintendent has the authority to specify...

Good to know. Might want to make your views known to the Canadian Council of Insurance Regulators, who are proposing to introduce electronic proof of insurance cards. See their May 2016 issues paper https://www.ccir-ccrra.org/en/init/Elec_Commerce/Issues%20Paper-Electronic%20Proof(ENG).pdf From what...

i expect that you'd take the mobile device that displays the image.
On a separate note, is it always necessary to take the card back to the police vehicle? Isn't inspection enough in most cases?

Under what circumstances will LEOs accept a photo or digital representation of a (valid) proof of auto insurance card? I understand that only original (printed) cards are considered valid (e.g. no photocopies), but LEOs will often accept *temporary* proof of insurance cards (that are emailed to driv...