As an asside, if you do get a conviction, what are your thoughts on telling the insurace co. some ppl say not to say anything as they should run there own Drivers Abs. others say you need to tell them I've sent my notice off (option 2) and taking it fomr there I will probably just let them figure o...

Hi, I am a fully licensed driver and got a speeding ticket on the 401 going 130km/h (unfortunately I got caught just at that moment). The OPP officer didn't give me a reduction on the spot. The fine is $220.00 and from what I've read, 4 demerit points. I've also called my insurance company and my in...