Hi Stanton Thanks for your email. I am 100% sure the police officer said to me on the day and also after I received the letter from the insurance company. I am not sure why he said that. I don't know whether to tell this in court or not. My point is two things. 1. He warned to me to be more careful ...

Hi The incident happened last year. During that time, the police officer who issued me the ticket said that the ticket is not associated with any charges / conviction. I believed that and I paid the fine. This year my insurance company called me and said that I have a major conviction and cannot ren...

Hi Thanks for all of you in this forum for sharing useful information. I have a ticket "Failure to produce required information" 199 (1) related to the accident. I already paid the fine of $105. Since my driving history says that "Fail to report an accident" my insurance company ...