I also have a clean record prior to this. No accidents. So Jevco rated me 5 out of 6 stars with just the racing ticket (again, no suspension on conviction). So my premium is now $2300 with a 20% surcharge. My Statefarm premium was $2000 prior to the ticket.

If I had any sort of accident claim this would not have worked out. Just want to let people know this is a possible scenario.

Just want to confirm for everyone. Jevco has confirmed I only have a 20% surcharge because I did not have a suspension with my conviction. My roadside suspension is administrative. They are the ONLY ones that differentiates this and I was about to get a quote that's only 20% more than my current premium before the ticket. I only found this out by playing with the online quoting system. Not even the broker knew about this but he has it confirmed with Jevco. I had my lawyer fight off the suspension on conviction so for anyone dealing with an HTA and can't get it dropped to a minor, at least get ...

If you were suspended as a result of your conviction, it can and will be used against you for the purpose of insurance. I believe the max suspension is up to 2 years for your offense. If you were suspended roadside, that suspension shouldn't impact your insurance. It's an administrative suspension. At that point in time, you were not convicted of anything. Good to know thanks. Since this is an administrative suspension only (I did not receive suspension with my conviction), can this be counter as non-criminal and/or "other"? Like I said, Jevco appears to provide a much better rate i...

When you get a ticket like that,you, go back to like a beginner driver. So each year, after, will lower your rate (if ticket free). After 3 years of no tickets/no claims, you could shop around a bit, but most likely your present place will suit best. Cheers Viper1 This isn't really all that correct. A conviction doesn't reverse your status as a driver. If you're a fully licensed G driver over a certain age, that doesn't change. When you are convicted, you are issued a surcharge percentage. A serious offense is almost always going to be 100%. In that case, your rate would double. If you alread...

How do insurance rate no tickets within 3 years but a suspension within 6 years then? Going to a high-risk insurer has more than doubled my premiums since losing the >50km ticket. I'll have 2 years before the ticket falls off from conviction date so just trying to see what will happen in 2 years. Thanks.

How does it work when a stunting ticket falls off abstract after 3 years but insurance companies ask about suspensions over 6 years? Suspensions fall off 3 year abstract as well so is it best not to mention the 7-day suspension at all to the question? Thanks.