Thanks!! The officer wrote on the ticket " FAIL TO HAVE INSURANCE CARD". Not failed to surrender insurance card. Actually I was stopped for speeding and since I had zero tickets he gave me this ticket. I did have insurance card, did not surrender. Is this a valid defense? My other big ques...

I was returning from cottage. I was doing 90 when a cop stopped me and pointed out that speed dropped from 80 to 60. Given I had no tickets in the past 17 years, he gave me a ticket for fail to have insurance card. Can I flight this charge? I had valid insurance at that time , but had accidentally h...