My insurance allows 1 minor conviction in the past 3 years so my rate did not really increase however I became in-eligible for some discounts, such as when I got my G license. I was told by my rep that 2 convictions I would be looking at a 5 to 15% increase in my insurance rate. I don't really want ...

Hi all! I got ticketed for speeding - 68 on a 50 zone. The officer reduced it on the spot to 65. Anyway, I already have a previous minor speeding conviction 2 years ago and pleading guilty now will surely raise my insurance which is up for renewal in October. So I will be fighting this in court if o...