Hi All, I want to review my options for the incident that happened last night. - heading south on hwy 400 at 11 pm - was clocked by a radar gun by an OPP officer at 145 km/hr - he issued me a ticket for 45 km over without any reductions - he told me to go to court to speak with the prosecution to see what they can do. My thoughts: - Even if they drop me down to the next tier 29 km over I still lose three points. As of right now I am at 4 points for this ticket. - I am worried about insurance rates but prior to this I had a 15 km over 1.5 years ago, 10km over 3 years ago and 10km over 5 years a...