Police do not lay charges based on the OAP1. The OAP1 is the Ontario Automobile Policy contract and does not contain "rules". The OAP1 is the standard policy contract between an insured and their insurer for automobile insurance accross Ontario. It sets out each party's obligations to the ...

Sorry about that. That should have occured to me. This accident occured on Church St and Holland St W in Bradford. I was travelling SB on Church St, and it may hard to tell on google street view, but the exit to the parking lot is between Catherine Gifts and the Temp office. I would appreciate any a...

Hello, I was hoping I could get some advise from this knowledgeable group. I was involved in an accident at a T-intersection. I was heading NB on side road and was only one with a stop sign. There were no cars approaching the intersection when I proceeded to pull out slowing. At the same time the ot...