you might want to search more on due diligence as well, you might have a chance. A way corporations protect themselves with this defense is how they prove they had a system in place that verifies periodically some elements. In your case ,you could possibly argue that your couple act as an organizat...

Thanks Thunderwriter for the simplified explanation of insurance. I've been baffled about the accident benefits and the insurance company's willingness to handle that, despite their not handling of the physical damages. Makes it a little simpler. I know I was lucky that all of this unveiled in an ac...

I am going to call BS on the not knowing you had no insurance. By law insurance companies send registered letters to the owner of the car advising them of the cut off. If it was your car you would have gotten that letter. The fact that you lost your car will carry no weight as to the penalty. Here ...

I'm not a lawyer (but do have an interest in law), so please don't take this as legal advice. You could attempt to sue the drunk driver in small claims for damages. The cost to you is minimal but time and effort can be formidable. I am not sure of your possible success though - you would have to co...

Driving without insurance is what's known as a strict liability offence. That means that not knowing you were uninsured is a possible defence, but only if you exercised due diligence. In short, you'd need to show the Court that you took all reasonable steps to obtain insurance for your motor vehicl...

Is there anyone here with something helpful to add?? I was under the impression this forum existed so people could potentially have thier questions answered and find some helpful information. I can get insulting comments and people's opinions on facebook......

If you look at it You got off lucky. No insurance is a very bad charge too. What was your fine for that? There is no excuse for no insurance. Sorry Cheers Viper1 Was that intended to be helpful? Or argumentative?? Because helpful it definitely isn't. Didn't answer one of the questions I asked - but...

Since when the insurance wasnt in force? I really wish I could answer that - but I can't give an answer I know to be true. My husband has been very vague on the whole subject - and now he's mute on it because I demanded he leave the home until I have this sorted out a bit. He initially told me a co...

If you look at it You got off lucky. No insurance is a very bad charge too. What was your fine for that? There is no excuse for no insurance. Sorry Cheers Viper1 Was that intended to be helpful? Or argumentative?? Because helpful it definitely isn't. Didn't answer one of the questions I asked - but...

Mid July 2012 I was hit at 6pm by a drunk driver. That's when my hubby decided to tell me that he didn't take care of the insurance as he was supposed to. So, I got charged with driving without insurance. Car is in my name. Inuries were minor - all of us had aches/pains, hubby had seatbelt burn on n...