http://www.ibc.ca/en/car_insurance/documents/brochure/faq_on%20brochure_eng.pdf[quote]What influences my premium? Each drivers conviction record for the last three years. Whether any driver in the household has had a licence suspension within the last six years or an automobile insurance policy can...

$8000/year is a bit excessive. In fact, that's in the territory of Facility Insurance, which basically is for high-risk drivers who have a pathological need to repeatedly crash their vehicles and get all kinds of tickets from police officers. (Okay not a pathological need but if you look at some of...

Hey guys, I'm new to this forum so forgive me if I'm not doing this right! I'm a G2 driver, and me being foolish I did 118km/h in an 80km/h zone, and rightfully so I was caught by an officer and given the full ticket. I chose not to fight it because I felt it was a much needed wake up call on my dri...