Yes, thank you - I'm aware of how horribly things could have gone, I'm grateful for this opportunity to make things right. After your reply yesterday I contacted a few insurance brokers and am working on a plan to do just that.

I'm sorry, I should clarify the first point - the insurance company will see the conviction (does it show which car I am in) and will they have to report that I was driving an uninsured car? Does it say the license plate of the car you were in at the time of the infraction? I just assumed it would.

Thanks so much for your reply. I feel so much less hopeless now.

My life has been an emotional, personal and financial mess the last couple of years. I'm finally feeling functional enough to try and get things right but am not sure if it is possible or I have screwed up too much already to do so. I had lost my insurance twice because I couldn't pay. Couldn't renew my sticker obviously but just burrowed an insured car if I needed it (work at home, have valid DL). In October I had to pick up my son because his ride had fallen through. Couldn't borrow car, person out of town so thought one quick trip just to go get him and of course get pulled over for expired...