This is turning into a joke: It took me 3 attempts to finally get a hold of someone to talk to. The first attempt I waited on hold for about 20 minutes and gave up. The second attempt I got hung up on by the automated system after about 10 minutes. The third time, I finally spoke to a women after ab...

So update on this: I decided to go the route of meeting with the prosecutor. My original appointment was scheduled for when I had an exam so I had to reschedule it. So I finally got to talk to someone right at the end of July. When I talked to a lady over the phone, we had come to the agreement that...

Would something like a failure to provide proof of insurance warrant an insurance increase?

So here's the story: I was driving home from Markham to St. Catharines. I took the 404 to the 401. I had done this trip a few other times, so I knew that there was two ways to get onto the 401 West. I couldn't remember whether or not the 2nd entrance (that little tunnel) was HOV only or HOV and norm...