Thanks guys, I really appreciate it. I was dumbfounded when he said his bike costed $1200. As a student paying big money in tuition, i could have paid for the damages to his wheels, those probably wouldn't cost more than $50. But what he asked is simply unacceptable.

There was no written agreement. I didn't go through my insurance since I thought it would have bumped up my fees. Do I have to speak with them on this matter? Since my car isn't worth that much, I put my insurance under tourist... What do I need to do from here on?

Hi there, I'm a university of waterloo student and luckily I've come across this thread. Here's what happened: Around 2 months ago, as I was pulling through my driveway, a bicycle hit me. It was raining heavily and after signaling left and looking carefully (hence no negligence), I turned left. Ther...