“Wife Charge With Hta 27(1)(b) Using My Accessiblity Permit.”

My wife just got the summons for displaying my permit by mistake (not in a handicapped spot) .

The permit was confiscated and charged.

It is always in the windshield as I ALWAYS drive but she drove and forgot to take it down.

Anyways that is noise.

here are the questions

-if convicted does she lose points (ie insurance gets contacted)?

-what really determines the fine dollar amount?

-what would be the best approach in court?(pleading ignorance?,begging forgiveness)

Myself and my 2 children all are afflicted with this handicap and this has proved to be a challenge to our mobility since the permit was lost

Thank you for your time