Turn Not In Safety Ticket - Left Turn Collision
Hi,
I was making a left turn on a 4 way intersection on a busy street during evening rush hour. I pulled up to the center of the intersection when the light turned amber and waited a few secs. to check if my path was clear. I took the turn and to my horror, a speeding car came out of nowhere hit me on the front passenger side tire and i'm sure the light must've turned red at the time of collision but sadly I was driving alone and had no witnesses. It is my wife's car, 2 weeks old and only 800 kms. done!! I got a ticket - Turn not in safety, $110 fine with 2 demerit points, front right tire bent, axle broke and a dent on the fender and rear door, bumper. The officer was polite and mentioned that he'll include a note stating that I was polite, cordial and co-operative at the scene.
This is my first accident/ticket!!! Im 30 years old with a G class license.
I'm seeking help from all of you as I want to tread with caution! Many thanks in advance for this forum and for all your help!
First things first, I called my insurance co. to let them know that my car has been towed away to the body shop and got a rental car.
I have 15 days to decide which option to pick on my ticket. I cant decide between option 2 or 3 because I know it is my fault! Is it worth picking option 3 as I think if its decided that i'm guilty, I will have to pay full fine and get 2 demerits (may get even worse??). But if I pick option 2, I would apologize and request for a lesser charge! Seeking your guidance on which option to pick in my case.
Also, Any tips on how to tackle with my insurance company?
Kindly advise.