Failure To Yield To Traffic On Through Higway
Hi,
I just got into a collision on a road. Both vehicles were attempting to back onto the same road (both heading west) from opposing driveways. My vehicle was backing up onto the road from the far side of the road and the other lady's vehicle was coming from the other side of the road.
The police officer came and assessed me at fault on the basis that she was already on the road and thus I didn't yield to.
My main concern right now is not the ticket but the fact that I been assessed with at fault and got dinged with a conviction. I'm under 25 at the moment so I'm concerned what this will do to my insurance.
As it stands, I believe I have sufficient evidence (based on the damage on my car and on the other person's car) to show that her car wasn't actually quite on the road. Because of the way the damage is (the direction more specifically), the only way it could have happened is if she collided with me before she was fully on the road and then slid across the back of my car. But at the time, the police officer probably missed this because the damage on my car was just paint scratched off across the entire bumper while they lady's car was kinda falling apart (rear bumper collapsed and damage to the side panels - but nothing at the door)
Also, this was an extremely busy road so I took a lot of care in making sure there's no on coming traffic, but missed the fact that she was doing the same. So i'm not sure if I can argue due diligence or something.
In any case, my main question is, is there a point arguing this in court? The ticket isn't much ($110 and 2 points) but I'm concerned about what it would do to my insurance because I'm assessed at fault. I can arrange to pay for the other party privately (other lady is very nice) so insurance company doesn't get noticed but would insurance company see the ticket and the at fault report and ding me anyways?
As well, I feel like the best I can do in court is argue that it was partially at fault since we were both not quite on the road - but my understanding is 50/50 at fault is the same as 100 at fault in the eyes of insurance companies anyways.
Any advice is much appreciated!