Failure To Report Accident In Underground Parking Lot
I was recently charged with failure to report an accident in an underground parking lot. Apparently there is video evidence which shows I clipped a car as I was parking. The video is not great, but the colour of the paint on the damaged car is the same colour as my car (green). The strange thing is I do not think I hit a car and there is no sign of damage at all to my car.
How can I fail to report an accident I didn't even know occured?
I am told that the damage to the other car is $3200. Am I liable for that amount? Will my insurance pay if I am found guilty, and so will I have to pay my deductible and my rates go up?
Thanks,