Hit By Drunk Driver Need Advice
Hi, Thank You in advance for any advice given.
In 2006 I was hit head on by a drunk driver that crossed into my lane of traffic and have been deemed catostrophically impaired by the insurance company and handicapped for life. Several days AFTER the accident the police notified me that my licence was under suspension for an unpayed fine. I was aware that the fine had to be paid when it was imposed but was unemployed at the time and could not pay it immediatly as time passed I missed the default date. I did not recieve a certified letter saying that it was going into default and my licence would be suspended as my mail was going to the address on my licence (my parents) and I was living elsewhere.Now 4 years later with a pre trial hearing coming up in the fall the Insurance company is cutting off all income replacement and house keeping funds citing that because my licence was suspended I am not entilted to anything and my lawyer SEEMS TO AGREE with THEM!.So here is my question at what point in my story is my licence offically suspended and because I new of the court ordered fine but had missed the default date can the insurance use that against me by saying I knew of the fine and SHOULD have known it was under suspension and it's my fault for not paying in a timely manner. My lawyer is supposed to be the best in Ontario I don't see how this can be such a huge problem but maybe it is black and white and too bad for me. If it is it makes a million dollar settlement down to him getting paid for his costs and me getting less than nothing. Thanks for listening. T.J