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No Demerit Points-effect Insurance?

Posted: Thu Aug 26, 2010 6:19 pm
by dutchie

I got a speeding ticket for 52$ no points just shy of 3 years ago (4 weeks shy). i just got my first car(was driving my parents at the time) and my insurance company called telling me my insurance went up (not a lot, but still)


can they do that? i had no demert points to effect my record , i thought it only effected insurance rates if yo had demerit points.


thanks in advance


Posted: Thu Aug 26, 2010 7:47 pm
by Simon Borys

Rates are affected by conviction type (minor, major, and serious). 15 over falls in the minor category so it can affect your insurance.