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Do Warnings Affect Your Insurance Rates?

Posted: Fri Sep 10, 2010 10:16 pm
by xxblazing_aznxx

So I got pulled over an hour ago for "Accelerating too quickly". The cop said I was revving it all the way...but I only revved up to 4000 when I accelerated. I was not speeding or anything. Anyways, the cop checks out my liscence and registration...I had two papers for my insurance because I forgot to throw the old one out. I accidentally gave him the old one and he came back with a written warning because it was expired...however, I realized that I gave him the wrong one and showed him my other one. He said that it would still show up as a warning...does that affect my insurance rate?


Should I go to the police station and have it removed?


Posted: Fri Sep 10, 2010 10:20 pm
by Reflections

A warning is nothing..... don't worry


Posted: Wed Sep 15, 2010 10:51 pm
by hk111

The HTA can be found here http://www.e-laws.gov.on.ca/html/statut ... 0h08_e.htm and other places. I can't find anything in it that requires slow acceleration. I know that losing traction when accelerating from a stop (wheel spin) is a bad thing, but I didn't think that there was any section that limited how fast I can accelerate. Other than "rev-ing" (possible noise?) did the officer say what constitutes accelerating too quickly?


Posted: Wed Sep 15, 2010 10:52 pm
by Radar Identified

Nothing requires slow acceleration, but squealing tires is unnecessary noise.


Posted: Thu Sep 23, 2010 1:48 pm
by xxblazing_aznxx

Hey, sorry about the late reply. And the officer only said he pulled me over cause he saw me accelerating quickly, he gave me a warning for the insurance thing, but I just gave him the expired one because I had two on me.


And for the accelerating thing, I think I was just in the wrong place at the wrong time, cause the light just turned green so I didn't go from a complete stop, I coasted until the light turned green because I knew it would, and then the noise came from a motorcycle that was going in the other direction. I would think the officer could see that I was not taking off from a complete stop and realize that the noise was not coming from my car, but he didn't and he pulled me over...I guess people make mistakes. I posted to make sure that I would not be negatively affected by the warning he gave me.