Failure To Submit Insurance And Ownership...
Hi there, just found this site, looks very helpful so thanks to anyone with ideas and responses...
I just got pulled over and ticketed for Failure to Surrender Insurance Card 3(1) and for Failure to Surrender Permit for Motor Vehicle 7(5)(a)
I honestly did not realize you had to have these documents in the vehicle, I was under the understanding that you had 30 days to present them if requested. After a quick google I realise this is wrong, and I usually do carry them, but as Murphy's law will state, the one day you forget them is the day you get pulled over. The ownership and insurance was tucked into my dayplanner because my plates are coming due and I put all the papers together to go renew the plates, then before I left I took my planner out of my bag to make space, resulting in the documents being at home instead of in the car. Ugh.
I really can't afford these tickets and I can't afford my insurance going up either, but I want to be realistic and not drag this out. What is my best course of action? Is there any chance of having these tickets dropped if I take them to trial and present the necessary paperwork (ownership and insurance)? If I go this option, how beneficial would representation actually be? Has anyone had success fighting these charges in trial? If so, what did you say? Should I just bite the bullet and plead guilty and ask them to drop the fines down? Has anyone had experience on how much these type of charges will increase your insurance premium? Worst case scenario, taking them to trial could only result in me having to pay the entire fine as written on both tickets, correct? In other words, it can't get worse than it already is by going to trial?
I want to be as informed regarding my options as possible. A few years back I plead guilty to lower a speeding ticket, so I have no idea what to expect with a trial.
Thanks!