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Effect Of Replacing Damaged Plates On Insurrance

Posted: Mon Mar 12, 2012 10:18 pm
by xyz2012

Hello,


I am a new driver in Ontario and I rear-ended some one. No damage at all for his car, mine got some, so I choose not to report or claim and fix it on my own. However, the plates got some damage and I have to replace it. My question is, does the MTO informs the insurance company and that would increase my premium? Is there a way out?


Re: Effect Of Replacing Damaged Plates On Insurrance

Posted: Mon Mar 12, 2012 11:50 pm
by Radar Identified

MTO probably won't inform the insurance company.


Re: Effect Of Replacing Damaged Plates On Insurrance

Posted: Wed Mar 14, 2012 12:27 am
by xyz2012

Thanks for your reply. I hope so.

If anybody has any experience please share it.


Re: Effect Of Replacing Damaged Plates On Insurrance

Posted: Wed Mar 14, 2012 6:35 pm
by Stanton

Licence plates can be replaced for reasons other then accidents. The MTO will NOT notify your insurance provider.