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Am I Truly At Fault?
Posted: Wed Jul 22, 2015 3:51 pm
by gilroy222
Hello,
I'm new to the forums and found this through google. I apologize if this is the wrong section but the title is my question based on an incident last night;
A buddy was following me home at night (not really close). He pulled into my laneway behind me and when we got out of our vehicles he said a Slow Moving Vehicle sign flew out of my truck, hitting his hood then flying up and hitting his roof. I never saw anything leave my truck because it was already dark. I was driving my dads truck, that he uses for farming so there very well could have been a SMV sign in the back. He has a tonneu cover on it which is normally down but this time it just so happened to be folded up. The weird thing is we weren't going abnormaly fast. About 100 or so.
So as the title says, am I at fault?
Thanks in advance
Re: Am I Truly At Fault?
Posted: Wed Jul 22, 2015 3:55 pm
by gilroy222
I should add; I already offered to pay to fix the damage because he's a close friend and I just didn't want to start an argument over a stupid accident like this. I am just curious for future reference as I have never been involved in any accident before.
Re: Am I Truly At Fault?
Posted: Wed Jul 22, 2015 4:15 pm
by bend
You're responsible for the load in or on your vehicle. If an object flies out of the bed of your truck, you're responsible. You're supposed to secure any load.
Re: Am I Truly At Fault?
Posted: Wed Jul 22, 2015 4:35 pm
by gilroy222
That's what I assumed. Thanks for confirming.
Re: Am I Truly At Fault?
Posted: Wed Jul 29, 2015 1:40 pm
by gilroy222
bend wrote:You're responsible for the load in or on your vehicle. If an object flies out of the bed of your truck, you're responsible. You're supposed to secure any load.
Sorry I had another question actually. When we go this weekend to get the damage assesed, and it turns out to be more than I can pay out of pocket, how does the insurance work? Do I call my company or does he simply deal with his?
If I haven't already I should mention this is my dad's truck. Not mine.
Thanks
Re: Am I Truly At Fault?
Posted: Wed Jul 29, 2015 3:29 pm
by bend
gilroy222 wrote:Sorry I had another question actually. When we go this weekend to get the damage assesed, and it turns out to be more than I can pay out of pocket, how does the insurance work? Do I call my company or does he simply deal with his?
Technically, you're supposed to notify your insurance company of any accident within the first 7 days. It's in your policy.