After8 wrote:The offence notice shows 13(2) and the fine amount is $110. Unfortunately I had already clean my plates so I wont have any prove. By "insurance implications are nil", you mean only if I fight the ticket or not fight the ticket?
Normally if you win the fight, your ticket is null and void, so no insurance implications whatever the ticket you received (and successfully defended). The offenses that have insurance implications are: speeding, Careless driving, DUI, even Seatbelt, anything that has demerit points associated with it! You can check with "Demerit Points" link we have on the bottom of the site which violations have demerit points associated with them. Obviously, a seatbelt ticket won't increase your insurance rate as much as Careless or Speeding 50+ might. These offenses are termed "Moving violations", that means that the vehicle was in motion (and therefore had a chance of being involved in a collision). Some companies have different policies, such as allowing the 1-st minor ticket slide or whatnot.
Some tickets have no insurance implications (like parking tickets). These tickets are termed "non-moving violations" and will not increase your insurance rates. This can be "Imporper brake light", etc.
This is not a "Moving violation", it has no points associated with it. Whether you fight or not, your insurance will not (or I should say, should not) increase, but some companies have different policies.. Give them an anonymous call and ask whether such an offence will increase your insurance. By anonymous I mean dial their 1-800 number from a Bell payphone (it's free for you, but not for them, but what do you care anyway?) and not tell them your name (just in case I was wrong here)...
Normally we would want to fight a traffic ticket:
a) When you are not guilty
b) not to loose the license
c) to avoid insurance hike
Since there are no points associated with it, b) is gone. This is not a moving violation, but I do not even know what insurance company you're with (quite frankly I don't really need to know - you need to deal with them), so c) is out of question again. That leaves us with the question of whether or not you are completely innocent.
You do not need to prove complete innocence. All you have to do is to cast a reasonable doubt as to whether the officer was in a position to clearly see your license plate. If he was wearing sunglasses, and you were both driving towards the sun (so, eastward in the morning, southward midday, or west in the afternoon), then you can cast a reasonable doubt as to LEO's ability to properly see the license plates that were cast in a shade by the car, while LEO was wearing sunglasses further reducing his ability to see darkened objects.