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Convert Third Party To Full Coverage Insurance.
Posted: Tue Mar 01, 2011 7:31 am
by nayyarmukul
Hi All,
Recently, i have an accident (hit the tree) and my car was badly damage.
Presently, i have third party insurance for my car and as you might know i will not get a single penny if i decide to right off my car.
Is it possible for me to convert my current insurance to full coverage? Please advice.
Your help will be greatly appreciated.
Regards,
Re: Convert Third Party To Full Coverage Insurance.
Posted: Tue Mar 01, 2011 8:35 am
by Stanton
I can see no way it would be legally possible to change your coverage after an accident.
Re: Convert Third Party To Full Coverage Insurance.
Posted: Tue Mar 01, 2011 7:12 pm
by Radar Identified
+1
The insurance that was in effect at the time of the crash is what will count. You can't retroactively change your insurance. Also, I would caution you that if you haven't already reported the crash to your insurer, and then you report it after changing your coverage, that is insurance fraud.