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Convert Third Party To Full Coverage Insurance.

Posted: Tue Mar 01, 2011 7:31 am
by nayyarmukul

Hi All,


Recently, i have an accident (hit the tree) and my car was badly damage.

Presently, i have third party insurance for my car and as you might know i will not get a single penny if i decide to right off my car.

Is it possible for me to convert my current insurance to full coverage? Please advice.


Your help will be greatly appreciated.


Regards,


Re: Convert Third Party To Full Coverage Insurance.

Posted: Tue Mar 01, 2011 8:35 am
by Stanton

I can see no way it would be legally possible to change your coverage after an accident.


Re: Convert Third Party To Full Coverage Insurance.

Posted: Tue Mar 01, 2011 7:12 pm
by Radar Identified

+1


The insurance that was in effect at the time of the crash is what will count. You can't retroactively change your insurance. Also, I would caution you that if you haven't already reported the crash to your insurer, and then you report it after changing your coverage, that is insurance fraud.