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Who Insures Police Cars?

Posted: Tue Dec 13, 2016 11:24 pm
by freedom94

I was told most government cars, and police cars do not have an insurance policy on them. Some say large departments are self insured while others are not. Anyone know the answer?


Re: Who Insures Police Cars?

Posted: Wed Dec 14, 2016 11:36 am
by Stanton

The Compulsory Automobile Insurance Act provides a list of exemptions regarding insurance requirements in Ontario:

https://www.canlii.org/en/on/laws/regu/ ... eg-95.html

Basically just Federal and Mennonite vehicles are exempt from the act, though both are still self insured. It's also quite likely that larger municipalities or the Province have their own insurance policies, though it would still need to meet all the same requirements of a commercial policy.


Re: Who Insures Police Cars?

Posted: Fri Dec 16, 2016 9:28 am
by bobajob

I work for the MIB and my car is not insured, if I ever hit anyone, I just blank there memory


Re: Who Insures Police Cars?

Posted: Sun Dec 18, 2016 7:34 pm
by OPS Copper

The Guarantee company of North America for us and all City Vehicles