S3(1) Fail To Provide Insurance Card
Hi all, I got a ticket today in Midland, Ontario travelling back home to Toronto, ON for the following:
1) Section 3 (1) of the Compulsory Automobile Insurance Act - Fail to surrender valid insurance card
Details: I was overtaking a car in single lane roadway on a 70km/hr zone that ended up reducing down to a 50km/hr zone. The overtake was legal as it was within the dotted lines but by the time I overtook the car, I entered the 50km/hr zone (at 70km/hr) and was lit up by the cruiser behind me. To make matters worse, my license/registration have my old house address that I didn't update yet (I will be updating that first thing Tuesday) but I fully understand that is my fault. I provided a valid paper copy of my permit, my license and an online copy of my insurance card via my phone. So my possible tickets were:
1) Speeding over 20km/hr
2) Not matching address on License
3) Not matching address on Vehicle Permit (Is this a valid ticket?)
4) Fail to surrender valid insurance card
The cop gave me a break and only gave me a ticket for 4).
My questions are:
1) If I plead guilty to the ticket, does a guilty conviction for this offense carry any insurance implications?
2) If I decide to seek an early resolution with the prosecutor (option 2), can the officer/crown charge me the original offenses at the time of the traffic stop?
3) If I decide to seek an early resolution with the prosecutor (option 2), does this have to be done in person?
Being 1.5 hours away, I probably will not seek option 3 and take this to trial.