Insurance Question
Hey guys,
I used the search feature but I couldn't find anything to answer my question. Maybe it's there, and I'm just forum illiterate.
Anyways, I had a question about car insurance rates. I know that insurance holds on to your convictions for 3-5 years after the conviction date. I'm headed to school in September so I won't need to drive anywhere. My question is:
-If I stop paying for car insurance, and not drive for a couple of years, when I start paying again, is that when my 3 to 5 years will start? Or will those years of unpaid insurance count?
-If I don't drive at all, should I stop insuring myself? Or do I have to keep paying insurance to lower my rates over the years?
Thanks!
- Simon Borys
- VIP
- Posts: 1065
- Joined: Fri Apr 30, 2010 10:20 am
- Contact:
Re: Insurance Question
I think insurance companies are usually just concerned with your last 3 calendar years of drivng history. They do also favourably consider all of your continuous years of insured driving because those years, if collision free, also form part of your driving history for them, but i dont think that necessarily means they look negatively on uninsured time.
Re: Insurance Question
An Insurance company uses your history to base your charge.
If you start buying at 19 or 23 it is the same start.:ie like new!
If you don't want to pay through the nose "later" get apartment "insurance".
Or added to a good driver,s car.
In a nutshell you only get to be a nine star driver with them if you have paid for 9 or more years.
Cheers
Viper1
use at your own risk"
Re: Insurance Question
Awesome! Thanks for the reply!
-
- Similar Topics
-
-
New post Ontario Insurance question regarding multiple drivers
Last post by whaddyaknow Tue Nov 28, 2017 4:54 pm
-
-
-
New post Disclosure/Insurance question for 49 over reduced to 29 tick
Last post by rainman Tue Sep 13, 2016 9:41 am
-
-
-
New post Heart pacemaker devices. - insurance question
by bobajob in General TalkLast post by admin Sat Apr 27, 2024 5:28 pm
-
-
-
New post Insurance rates skyrocketting because of a failure to provide insurance slip
by shovelhed in General TalkLast post by shovelhed Mon Sep 30, 2019 8:20 am
-
-
-
New post No Insurance Charge on Expired pink slip (valid insurance)
Last post by Stanton Tue Jun 21, 2016 12:32 pm
-
-
-
New post 11B Question
by kruder in Courts and ProcedureLast post by ynotp Wed Nov 02, 2016 10:55 am
-
-
-
New post Question on right of way.
by JavaJoe in General TalkLast post by bend Fri Jul 26, 2013 2:15 am
-
Who is online
Users browsing this forum: No registered users and 12 guests