Drivers Abstract/ Suspension = Manuel Insurance Decline
Hello all,
A year ago I was charged with +50 and given a stunt driving charge and a 7 day lic. suspension. Long story short (I had an excellent lawyer) I was aquitted of all charges, but to my dismay the suspension still shows in my abstract. Me thinking all was ok again (http://www.fsco.gov.on.ca/en/auto/autob ... 04_06.aspx) called for a few insurance quotes and each one of them said they would not insure me. So is there anyway I can appeal to have the MTO remove the suspension since I was acquitted?
Re: Drivers Abstract/ Suspension = Manuel Insurance Decline
I dont believe you can get the record removed, since technically you were under suspension at the time. Regardless, as shown in your link, insurance companies are supposed to ignore 90 day ADLS suspensions, since there is no driving offence conviction connected with the suspension. In my mind, the 7 day racing suspension is no different. Its a suspension based on an allegation, and not a conviction in Court. Unfortunately Im not aware of anything that clarifies this point on the FSCO site.
Have you considered contacting the FSCO to see what they say? They oversee insurance companies and might be able to help you or at least confirm if insurance companies can consider all suspensions.
Re: Drivers Abstract/ Suspension = Manuel Insurance Decline
So I did contact the FSCO, and what they say is basically unless the suspension is administration (medical, or and overlook) and suspension based on suspicion with or without a conviction is rateable by an insurance company. So as long as my record of suspension stays i'll have to go to high risk.
Re: Drivers Abstract/ Suspension = Manuel Insurance Decline
I would get what FSCO said in writing. Then give this to the lawyer you hired and see what he has to say about this. Is there a charter argument here?
-
- Similar Topics
-
-
New post 4 demerit pts suspension - Insurance Driver's Abstract
Last post by OTD Legal Mon Nov 28, 2016 2:54 pm
-
-
-
New post Drivers abstract destroyed!! paralegal negligence need help
by NSINGH1992 in General TalkLast post by Zatota Wed Sep 27, 2017 1:09 pm
-
-
-
New post License suspension appears on abstract even after charges dropped
Last post by bend Thu May 06, 2021 7:02 am
-
-
-
New post Which driver's abstract does insurance companies check?
Last post by viper1 Mon Nov 17, 2014 10:49 pm
-
-
-
New post NOTICE of SUSPENSION OF DRIVERS LICENCE
by NFA-DL in General TalkLast post by hwybear Thu Apr 23, 2009 7:39 pm
-
-
-
New post Drivers License Medical Suspension (Due to Police Report)
by Nicholas in General TalkLast post by BB123 Tue Jun 11, 2013 5:50 pm
-
-
-
New post Charged with No Drivers License and No Insurance, had both!
by drummer13 in General TalkLast post by Simon Borys Mon Feb 21, 2011 8:08 pm
-
-
-
New post Ontario Insurance question regarding multiple drivers
Last post by whaddyaknow Tue Nov 28, 2017 4:54 pm
-
Who is online
Users browsing this forum: No registered users and 17 guests