Rear End Collision
I rear ended another car after she stopped a second time in a yield lane while I was performing a shoulder check. We exchanged info and left the scene. The collision centre officer looked at my photos and thought it was under $1000 and said it was non reportable. Trying to avoid going through insurance I asked the other driver to give me the quote first. It ended up being more than $1000. Do I now have to report it and if I let it go through insurance, can I be charged with anything? Am I just better off trying to find the money to avoid insurance as opposed to reporting it?