Do Tickets On A Out Of Province License Affect Insurance?
Hi,
I didn't really know where to go for this question, but this seemed like an alright place to try.
I just to moved Guelph from Manitoba to do my MSc in September. Back in MB in summer 2012 I got 3 tickets, but 1 got quashed (not having a license on me), but the other two did not. One was for going 129 in a 100 zone and the other for not stopping at a stop sign (separate occasions, just very close together). One ticket got reduced and I paid the other in full (total $400), but for some reason got no demerits for it (license cost didn't change).
So I finally started to shop around for car insurance and most placed are quoting me $3200-$3800. They ask about tickets, however they don't specify if they are from Ontario or not.
By my logic, tickets from other provinces should not count towards a higher insurance as there is no memorandum of understanding (that I know of) that state that the Manitoba Highway Traffic Act is equivalent to the Ontario Highway Traffic Act.
What are your thoughts on this; do out of province tickets (made with a non-ON license) impact ON insurance costs?
Thanks
Re: Do Tickets On A Out Of Province License Affect Insurance
They certainly can.
Convictions from out of province will also place demerit points on your Ontario licence.
ONTARIO REGULATION 339/94 outlines the process in section 4
Re: Do Tickets On A Out Of Province License Affect Insurance
qf22 wrote:By my logic, tickets from other provinces should not count towards a higher insurance as there is no memorandum of understanding (that I know of) that state that the Manitoba Highway Traffic Act is equivalent to the Ontario Highway Traffic Act.
Provinces along with many U.S. States share a Reciprocal Agreement. Your ticket in another province or state will be applied to your home province accordingly.
Re: Do Tickets On A Out Of Province License Affect Insurance
Thanks guys, much appreciated.
-
- Sr. Member
- Posts: 355
- Joined: Thu Aug 27, 2009 10:06 pm
Re: Do Tickets On A Out Of Province License Affect Insurance
Plus if you lie to the insurance company they will drop you. Then you will be classed as high risk and wait until you see your premiums then.
OPS
-
- Similar Topics
-
-
New post Why I think most tickets should NOT affect insurance
Last post by bimmer Sun May 13, 2018 2:01 am
-
-
-
New post G2 driver, BAC .03%, 2 tickets. Does it affect insurance?
by Gen_V in General TalkLast post by Simon Borys Thu May 27, 2010 2:35 pm
-
-
-
New post Will Ontario tickets affect my Alberta licence?
by Deus in General TalkLast post by Radar Identified Mon Dec 08, 2008 6:34 pm
-
-
-
New post Do warnings affect your insurance rates?
by xxblazing_aznxx in General TalkLast post by xxblazing_aznxx Thu Sep 23, 2010 1:48 pm
-
-
-
New post Ticket for no valid permit, will it affect my Insurance?
by jayjonbeach in General TalkLast post by jayjonbeach Fri Jan 25, 2013 2:42 pm
-
-
-
New post Out of Province Speeding tickets
by sunfire in General TalkLast post by BelSlySTi Thu Jul 10, 2008 10:21 pm
-
-
-
New post Tickets in other province - suspension
by BARON1000 in General TalkLast post by hwybear Thu May 22, 2008 9:14 am
-
-
-
New post I have an Ontario DL, do out of Province tickets count?
by Owen in General TalkLast post by OPS Copper Fri Sep 10, 2010 3:41 pm
-
-
-
New post Suspended out of province license
by carld2002 in General TalkLast post by aaahnoor Tue Feb 03, 2015 2:22 am
-
Who is online
Users browsing this forum: No registered users and 146 guests