- PrivacyGuy
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Electronic Proof Of Insurance Cards - Accepted By Leos?
Under what circumstances will LEOs accept a photo or digital representation of a (valid) proof of auto insurance card?
I understand that only original (printed) cards are considered valid (e.g. no photocopies), but LEOs will often accept *temporary* proof of insurance cards (that are emailed to drivers/owners). Is there much discretion and variability in LEO practices across Ontario?
Thx, PG
The Compulsory Insurance Act says:
Operator to carry insurance card
3. (1) An operator of a motor vehicle on a highway shall have in the motor vehicle at all times,
(a) an insurance card for the motor vehicle; or
(b) an insurance card evidencing that the operator is insured under a contract of automobile insurance,
and the operator shall surrender the insurance card for reasonable inspection upon the demand of a police officer. R.S.O. 1990, c. C.25, s. 3 (1).
"insurance card" means,
(a) a Motor Vehicle Liability Insurance Card in the form approved by the Superintendent,
(b) a policy of automobile insurance or a certificate of a policy in the form approved by the Superintendent, or
(c) a document in a form approved by the Superintendent;